Loans
Expenses Happen
Our Loans
Let us help you find the right loan to lend a hand. We’ve categorized our loans below to assist with your selection.
Soft Loan
In the event of emergencies a Soft Loan with competitive terms may be best suited to your immediate need.
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Personal Loan
This is a loan granted twice the amount of the member’s share capital.
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Vehicle Loan
For a competitive loan for either a new vehicle or used/roro, click below or give us a call.
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Share Incentive Loan
Enhance your wealth creation drive, while providing cash resources to our membership.
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Documents Required
- 2 Valid forms of photo identification
- Pay slip (not more than 1 month old). Persons who are self-employed must show proof of income
- Proof of current mailing address (e.g. recent utility bill)
- Completed and signed loan application form
- A member no less than six (6) months
Vacation and Leisure Loan
To assist with travel expenses for your local, regional or international vacation. Book your flight today!
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Christmas Loan
To assist with your miscellaneous expenses during the Christmas season. Loans available from the first week in October.
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The Loan Process
- Original documents must be submitted upon request in support of application
- Attend an interview as requested by Credit Committee or Loans Officer (lasting approximately 30-45 minutes)
- Other supporting documents may be required
Equity Loan
Build your investments with Real Estate.
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Education Loan
Get cash for school fees, books, school supplies and for any other educational demands.
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Back Pay Loan
Invest your Back Pay into your Share Account and earn great returns on dividends PLUS get an INSTANT loan up to THREE TIMES your new share balance.
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Consumer Loan
Credit facility to all members wishing to purchase consumer goods at any of our branch locations.
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PCU Welcome Loan
Start building your credit history with an easy to access, affordable loan facility designed for new and inactive members.
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Member Requirements
- All members who have held Membership with the TTPCU for a minimum of six (6) months shall be able to utilize the loan facilities in excess of his/ her share savings.
**With the exception of Christmas/ Share Incentive Loans. No waiting period is necessary to access either of these loans.
- New members will not be eligible for any loan exceeding his/her membership until 6 months.
- Members must be in good standing and not be in arrears or have any delinquent payments after obtaining any other loans via TTPCU.
Free Yourself Loan
Free yourself from your current personal expenses and debts (both internal and external) into one monthly payment while reducing your Debt Service Ration
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PCU Wedding Loan
Say I Do with the PCU Wedding Loan!
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Fully Secure Loan
If you’re serious about saving and securing the future of your family, this is the loan product for you.
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Dividend Multiplier Loan
Multiply Your Money with the PCU Dividend Multiplier Loan.
Learn MoreCALL: 1-868-612-4728