LinCU MasterCard
Prepaid Active Card
LinCU
MasterCard
LinCU Active Card is provided by LinCU Ltd. It is issued and supported by First Citizens Bank. First-Citizens Bank is the official MasterCard Brand Issuer.
- Hassle free…..Great alternative to cash, cheques and credit cards
- Shop in store locally and internationally
- Online shopping and access to ATMs
- Send money to your family and friends abroad easier than ever by having a co-card
- Manage your finances….Spend what you can afford and avoid debt
- Enjoy Chip & Pin Security, where accepted for added security
- Shop & Save with the Active Lifestyle Loyalty & Rewards Program
OR GIVE US A CALL: 1-868-612-4728
Frequently Asked
Questions
1. How do I obtain a LINCU active prepaid mastercard?
Simply visit anyone of our branches to sign up for your LinCU Active Card.
2. Why doesn’t this card allow me access to my shares or deposits at the credit union?
Shares and deposits at the Credit Union are savings and investments which should only be drawn down in emergencies or when the investment matures. By limiting access only to funds that have been set aside to meet day to day expenses, the LinCU MasterCard works with you the member to meet your savings and investment goals.
3. Where and how can I use the LINCU active prepaid mastercard?
The card can be used for point of sale purchases and cash advances locally and internationally; including online.
4. What are the fees on the LINCU active prepaid mastercard?
| Annual Fee: | TT$100.00 (card is valid for 5 years) |
| Additional Card Fee: | TT$100.00 |
| Replacement Card Fee: | TT$100.00 |
| Load/Reload Fee: | 1.15% of the value |
| Local purchases: | Free |
| Local ATM withdrawals: | TT$7.00 |
| International & Online purchases: | 2% of transaction value |
| International ATM withdrawals: | TT$15.00; and charge applicable by foreign bank; and Processing fee of 2% of transaction value |
| Refund or Cash out Fee: | TT$20.00 |
5. How can I load/reload my LINCU active prepaid mastercard or co-cards on my mastercard prepaid account or even a LINCU mastercard prepaid belonging to a 3rd party?
Visit any Credit Union Branch and request your funds be loaded onto your Prepaid MasterCard Account
Or
Via First Citizens Online Banking using the ‘Bill Payment’ option on the online banking service of an existing First Citizens account.