Free Yourself Loan

Don’t just manage your debt ,defeat it with a Free Yourself Loan from PCU!
Consolidate your expenses into one affordable monthly payment and finally say goodbye to unmanageable debt.
It’s time to knock out debt and become a financial champion with PCU.

Free yourself from your current personal expenses and debts (both internal and external) into one monthly payment while reducing your Debt Service Ratio.

Get up to a maximum of $500,000.00

  • Members are required to pay the fees for TransUnion Report, Title Search, Valuation Report
Maximum Loan Amount: $500,000.00
Repayment Period: Maximum period of 144 months (12 years)
Who qualifies:
  • All PCU members aged 18+ demonstrating an ability to repay.
  • New Members (< 6 months): Must provide a minimum of 20% of the loan value in unencumbered shares.
  • Existing Members (> 6 months):
    • Loans up to $100,000 → Minimum 5% of loan value in unencumbered shares.
    • Loans above $100,000 → Minimum 10% of loan value in unencumbered shares.
Documents Required
To apply for the Free Yourself Loan, members must provide:
  1. Proof of Identification
    • Two valid forms of national ID
  2. Proof of Income
    • Job letter addressed to PCU
    • Last three (3) months’ payslips
    • If self-employed: Bank statements for the last two years
  3. Proof of Address
    • Utility bill (no older than 3 months)
  4. Supporting Documents (as applicable)
    • Settlement letter(s) addressed to PCU
    • Statements showing outstanding balances (e.g., hire purchase, credit cards)
    • Quotations for repairs
    • Pro forma invoices for purchases
  5. Credit Report
    • A current TransUnion report (at applicant’s expense)
Maximum Loan Amount: $500,000.00
Repayment Period: Maximum period of 144 months (12 years)
Interest Rate: 10%-12%
Service Charge: 1%
 Combine your debts into one affordable monthly payment and free yourself financially.
Apply Now

CALL: 1-868-612-4728

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